Worker’s Compensation vs. Personal Injury: Fault When you are injured at work – whether onsite or in a remote location, you are covered by worker’s compensation insurance, in most cases. You are entitled to worker’s compensation benefits if you are injured, regardless of whether or not you or your employer was at fault. A personal injury, on the other hand, happens whether or not you are at work and are injured because of someone else’s negligence. In order for there to be a personal injury lawsuit, someone else must be found at fault for your injuries. This means that it wasn’t just an accident, but an accident that caused injuries because someone did or didn’t do something to prevent injury. Worker’s Compensation vs. Personal Injury: Damages When you use your worker’s compensation benefits, you receive a weekly “paycheck” that is based on a percentage of your income. It also covers approved medical bills, rehabilitation and impairment benefits. Once you are able to return to work, or to a modified position in some cases, your benefits terminate. In a personal injury lawsuit, you can sue for all damages including current and future medical bills and expenses, rehabilitation, impairment, lost wages, pain and suffering, and more. Your settlement is designed to help you, to the best of your new, post-injury ability, to live a life you would have lived prior to the injury. If you have been injured and believe it was someone else’s fault, call Simon Law Group for a free consultation to discuss your rights and options. We are available 24/7 to help you get back on track financially, physically and emotionally. Serving the Greater Phoenix area’s personal injury needs for 30 years, Simon Law can be reached 480-745-2450. Remember, experience matters!]]>
